Horizon Bancorp, Inc. is a registered bank holding company based in Indiana, operating primarily through its subsidiary, Horizon Bank. The company provides a variety of commercial banking services, offering both retail and corporate banking solutions, alongside trust and investment services. Its geographic reach extends across northern and central Indiana, as well as southern and central Michigan, largely facilitated by significant expansion efforts that include mergers and acquisitions.
Founded in 1873, with its most recent restructuring into an Indiana commercial bank taking place in 2017, Horizon Bank has established a substantial presence in the local banking market. With a solid asset base of $7.9 billion and total deposits of $5.7 billion as of December 31, 2023, the bank utilizes a full-service model that emphasizes both commercial and retail banking. The bank's extensive branch network comprises 71 full-service offices that cater to a diverse customer base in various communities, further enhancing its regional influence and financial performance.