HomeTrust Bancshares, Inc. operates as a bank holding company for HomeTrust Bank, providing a range of financial services, including deposit accounts, commercial real estate loans, construction loans, and consumer loans across multiple states. With consolidated assets totaling $4.6 billion as of mid-2023, HomeTrust has expanded its operations beyond Asheville, North Carolina through acquisitions and the opening of new branches, focusing primarily on small to medium-sized communities while venturing into larger markets for growth.
The company's mission emphasizes relationship-building with employees, customers, and communities, aiming to generate shareholder value through a high-performing community banking model. By maintaining a focus on customer experience and enhancing its product offerings, HomeTrust seeks to differentiate itself from competitors. The bank has made notable expansions in geographic footprint and product lines, as well as increased community engagement, fostering a business culture that promotes employee satisfaction and local support.